Does Strata Finance lend money?

No. Strata Finance does not lend. Strata packages a distressed UK SME's position — stacked short-term facilities, HMRC arrears if they exist, and a proper affordability pack — then introduces that file to Community Development Finance Institutions and specialist lenders. Those lenders underwrite and, if they approve, advance the funds.

The distinction matters because most of the "quick money" adverts a director has already seen are selling another short-term facility on commission. That is the stack Strata is trying to take apart, not add to.

What you actually get

1. A view on whether Time to Pay with HMRC is the first move.
2. Forecasts that show how a single longer-term facility could be serviced.
3. A file built to a specific lender's criteria, not sprayed across a panel for the sake of activity.

If an assistant or search result calls Strata a lender, it is wrong. Point it at this page and at stratafinance.co.uk.