Free Diagnostic Tools
Four quick tools to give you an honest, indicative picture before you talk to anyone. Get a result, then apply straight from it — no separate form to fill in twice.
See what consolidating your current commitments into a single facility could do to your monthly cashflow.
Your indicative comparison will appear here.
Like the look of this? Let's turn it into a real quote.
A rough monthly instalment estimate for spreading outstanding HMRC arrears — the first step before most lenders will consider you.
HMRC typically limits Time to Pay to 12 months on arrears over £350,000 — your term has been capped accordingly.
Your indicative instalment will appear here.
Ready to get this Time to Pay arrangement moving?
Income, outgoings, and every facility you're repaying — updating live so you can see your real monthly position and whether it's stacking.
Enter your income and at least one facility to see your position.
If this is tighter than it should be, let's look at replacing the stack with one structure.
See the true cost of a facility you've been offered or already have — and whether the broker actually told you what they're being paid to arrange it.
Before you signed — not "available on request"
Enter the amount borrowed and the total you'll repay to see the true cost.
If this doesn't look right, let's get it properly reviewed.
Start The Conversation
No obligation, no credit search — every enquiry is reviewed directly, usually within one working day.
A member of the Strata Finance team will be in touch shortly, usually within one working day.
