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    Layers of Business Funding

    Unlock the potential of your business with Strata Finance, where we specialise in brokering innovative layers of commercial funding tailored to meet your unique needs.
    Whether you need help with your business cash flow, purchase of assets, or even a business aiming for expansion. Maybe you are a management team wanting to buy out the current owners; then our comprehensive financing solutions are designed to propel your success.

    Funding the Gap

    Funding the gap on top of bank financing refers to obtaining additional capital beyond what a business has already secured through traditional bank loans or lines of credit. This gap funding is often necessary to cover expenses or investments that exceed the initial bank funding or to address unforeseen financial needs.

    At Strata Finance we specialise in sourcing funding closing the gap on top of bank financing using alternative lenders, asset-based financing, and invoice finance can be an effective strategy to secure additional capital for your business. We source different layers of available funding to reach your funding goal:

    • Cashflow Loans – Short-term financing based on a business’s expected future revenue for operational needs.
    • Mezzanine Finance – Combines debt and equity, offering higher risk capital with potentially greater returns for investors.
    • Equity Finance – Raising capital by selling ownership stakes, granting investors a share in profits.
    • Deferred Consideration – Payment for assets or businesses spread over time, often contingent on future performance.
    Funding the gap on top of bank finance

    Funding for MBOs

    A Management Buy-Out (MBO) involves the current management team of a business acquiring ownership or a significant stake in the company from its existing owners.
    We source different layers of available funding like equity finance, working capital, asset finance and bank finance to reach your funding goal.

    Funding for Growth

    Funding for business cash flow is essential to ensure smooth operations and growth. Several options are available, and the most suitable one depends on your business’s specific needs, financial situation, and creditworthiness.
    Layers of sourced funding can cover working capital, cashflow loans, trade credit loans and terms loans.

    Funding for Balance Sheet Assets

    Funding for acquiring assets can be crucial for businesses investing in equipment, property, technology, or other resources contributing to their growth and productivity.
    Different layers of available funding to reach your funding needs. This can be with a hire purchase, a commercial mortgage, invoice finance or a term loan.

    Why Choose Strata Finance:

    1. Customized Funding Solutions: At Strata Finance, we understand that every business is unique. That’s why we offer personalized funding solutions to address your specific financial requirements. From working capital loans to project financing, we’ve got you covered.
    2. Flexible Terms and Competitive Rates: Our commitment to your success is reflected in our flexible terms and competitive interest rates. We work closely with you to create a financing plan that aligns with your business goals, ensuring a smooth and sustainable financial journey.
    3. Expert Financial Guidance: Navigating the world of commercial funding can be complex, but with Strata Finance, you’re not alone. Our team of experienced financial experts is here to guide you at every step. We take the time to understand your business and provide insights that empower you to make informed decisions.
    4. Fast and Efficient Process: Time is of the essence in the business world. That’s why we have streamlined our application and approval process to be fast and efficient. Get the funds you need when you need them, so you can focus on what you do best – running your business.
    5. Diverse Funding Options: Strata Finance offers a diverse range of funding options to cater to businesses of all sizes and industries. Whether you require equipment financing, invoice factoring, or a line of credit, we have the expertise to structure the right financial solution for you.
    6. Commitment to Growth: Our commitment goes beyond providing funds; we are dedicated to fostering your business growth. Partner with Strata Finance, and let’s build a lasting relationship that propels your success and helps you achieve your long-term objectives.

    Ready to take your business to new heights? Explore the layers of possibilities with Strata Finance. Contact us today to discuss your financing needs and embark on a journey of financial empowerment and business success.

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